Sr Software Engineer - 6/2025 at Current81

SENIOR SOFTWARE ENGINEER Current is a leading consumer fintech platform transforming financial access for everyday Americans with over 5 million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster and empower everyone on our team to have an impact on our business and mission to improve financial outcomes. Current’s Engineering team is dedicated to building our products and infrastructure. With our applications running on Google Cloud Kubernetes Engine, we support a proprietary banking core that can scale to handle millions of transactions a day. Our stack includes MongoDB and Spanner for persistence, Pub/Sub for asynchronous event processing, Dataflow for data transformation paired with BigQuery and Google Cloud Storage for data storage and analytics. Our backend services are written in Java and our data pipelines are built in Scala. We work across a broad set of domains, including user-facing products like liquidity offerings and reward programs, infrastructure for machine learning and experimentation, real-time fraud detection and identity protection, and large-scale transaction processing across multiple payment rails. We are looking for a Backend Engineer to join our team in New York. This role has a salary range of $150,000 - $240,000. You will work to deliver on key business initiatives, improve existing architecture and services, and design large-scale data-intensive applications. The ideal candidate should have a background in backend development and experience working with cloud-hosted services. This person should also be a motivated self-starter who is able to feel at ease working in a fast-paced environment. WHAT TO EXPECT: • Owning the end-to-end delivery of key business initiatives from product discovery, to system design, and all the way to feature launch • Learning and applying distributed system optimization patterns • A strong culture of code and architecture review • Designing and delivering large-scale data-intensive applications with cutting edge techniques in: • Real-time transaction decisioning • Stream-processing • Machine learning • Evolving the company standards for engineering excellence by helping to improve architecture, testing, and monitoring practices • Helping Current’s users access new decentralized financial systems for wealth creation ABOUT YOU: • Significant professional backend development experience • Production experience with a JVM language • Experience with cloud-hosted services, like AWS or GCP • Proficiency in both RDBMS and NoSQL databases • A good grasp of concurrency and multi-threading BENEFITS: • Competitive salary • Meaningful equity in the form of stock options • 401(k) plan • Discretionary performance bonus program • Biannual performance reviews • Medical, Dental and Vision premiums covered at 100% for you and your dependents • Flexible time off and paid holidays • Generous parental leave policy • Commuter benefits • Fitness benefits • Healthcare and Dependent care FSA benefit • Employee Assistance Programs focused on mental health • Healthcare advocacy program for all employees • Access to mental health apps • Team building activities • Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches