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SeniorFull-timePythonMachine LearningData ScienceData
Salary Range
$104,975 - $142,025 /year
This salary is estimated based on similar roles. The actual salary may vary.
About the Role
We are looking for a Senior Data Scientist to join Moniepoint, a global fintech company building modern financial services for millions of people and businesses. This role is pivotal in driving our pricing, credit limit modelling, and credit model deployment strategy in a growing business with unparalleled opportunities to give access to millions of customers.
Key Responsibilities
- →Develop and deploy credit scoring, affordability, and behavioural models to support underwriting, pricing, and collections
- →Design and run experiments to optimise approval rates, loss rates, and profitability
- →Partner with product squads to embed decision logic into real-time systems
- →Ensure data quality, compliance, and ethical use of models across all decisioning processes
- →Mentor product squads on best practices in experimentation and data-driven decision making
- →Provide models to optimise outcomes in collections, churn management and user retention
Requirements
- ✓Comfortable with Statistics - and have a Degree or qualifications in a quantitative field (Statistics, Mathematics, Engineering or similar)
- ✓+5 years of experience in data science, decision science, or risk analytics within financial services
- ✓Working knowledge of credit risk, consumer lending, and regulatory considerations
- ✓Proficiency in SQL and at least one modelling/programming language (Python, R)
- ✓Experience with A/B testing, machine learning, collections modelling and churn management
- ✓Ability to translate complex analyses into clear recommendations for business stakeholders
- ✓High ownership mindset and comfort working in fast-paced, cross-functional teams
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