Data Scientist - Compliance at nium

Nium is the global infrastructure company powering real-time cross-border payments. Founded to deliver the payments infrastructure of tomorrow, today, we are building a programmable, borderless, and compliant money-movement layer that powers transactions between people, businesses, and intelligent systems — enabling banks, fintechs, payroll providers, travel platforms, marketplaces, and other global enterprises to move money instantly, anywhere in the world.  Co-headquartered in San Francisco and Singapore, with offices in 14 markets and team members across 20+ countries, we take pride in a culture anchored in Keeping It Simple, Making It Better, and Winning Together. 2025 was the strongest year in our 10-year history, with record revenue, record transaction volumes, and EBITDA profitability — and we are now entering one of the most dynamic chapters in our journey. We believe the best work happens face-to-face, and we operate a hybrid model with three in-office days per week to strengthen collaboration, alignment, and innovation.  We move over $50B annually across a network that spans 190+ countries, 100 currencies, and 100 real-time corridors. We power fast payouts to accounts, wallets, and cards; enable local collections in 35 markets; and support card issuance in 34 countries — all backed by licenses across 40+ markets.  With over $300M raised to date, Nium offers ambitious builders the opportunity to shape the future of global money movement — at scale.  Key Responsibilities • Design, deploy, and monitor predictive models and AI algorithms to detect anomalies, fraud, or potential breaches • Conduct deep-dive analyses into risk events, identifying root causes to improve risk strategies and operational workflows • Analyze large datasets to identify patterns, anomalies, and emerging risks. • Performs data validation, cleansing, and reconciliation for regulatory reporting. • Ensure alignment with regulatory requirements by building scalable reporting platforms and documenting data protocols • Partner with legal, product, and operations teams to translate complex technical findings into actionable business insights for senior management • Maintains auditability, traceability, and evidence generation within systems. Requirements • Degree in Statistics, Mathematics, Data Science, Economics, or related quantitative field • 3 years in data science, advanced analytics, or machine‑learning roles. • Proficiency in various model development techniques • Prior experience in financial services, fintech, payments, or consulting would be strongly preferred • Exposure to financial‑crime systems (e.g., transaction monitoring, sanctions screening, case‑management platforms). • Experience supporting compliance operations, investigations, or model governance. • Experience building and deploying ML models in production environments. • Strong analytical rigor, proactive problem-solving, and capability to communicate technical concepts to non-technical partners • Self-motivated, adept in working individually and as part of a global team What we offer at Nium     We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work.  We Care for Our Employees: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible working hybrid working environment (3 days per week in the office).  We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend. We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!   We Thrive with Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.