Finance Analyst at Nmi

NMI is a PE-backed fintech processing billions in annual payments volume across three lines of business — Gateway, Merchant Central, and Payments — with a newly built data infrastructure and an executive team actively investing in AI-native finance. We're hiring an FP&A Analyst to join a tight, three-person FP&A team rebuilt around clear lanes and real ownership. This is a uniquely broad seat for an early-career analyst. You'll partner with our Revenue FP&A Manager on the full revenue book (Gateway, VAS, Merchant Central, Payments, and commissions) and with our Sr. Financial Analyst on financial operations (opex, balance sheet, cash flow, and vendor management). Your day may span cohort economics in the morning and a cash walk in the afternoon. You'll report to the VP of Finance. The exposure and learning curve are the point. What You'll Do With our Revenue FP&A Manager: • Customer cohort analysis, take rate work, and implied rate decomposition across the revenue book. • Commissions calculation, reporting, and support for plan design and automation workstreams. • Pipeline and SaaS metrics reporting for Merchant Central — ACV rollforward, renewals, and pipeline coverage. • The forecasting model rebuild as it migrates from Excel into our Tableau-based data set. With our Sr. Financial Analyst: • Monthly and quarterly opex BvA across S&M, G&A, and P&E, including headcount and vendor-level detail. • Balance sheet and free cash flow modeling — contributing to the EBITDA-to-cash walk. • Abacum rollout and driving adoption across stakeholders. • Vendor renewal reviews and consolidation analysis. Across both: • Monthly close support, revenue accruals, and partnership with Accounting. • Board and CFO-level reporting packages. • Ad hoc analysis for the VP of Finance, CFO, and cross-functional partners. What You Bring • 1–4 years of relevant experience in FP&A, investment banking, consulting, corporate finance, or adjacent analytical roles. Exceptional new grads with strong internship experience will be considered. • Excel fluency. SUMIFS, XLOOKUP, driver-based modeling, and a reflex to reconcile your own numbers. • Genuine curiosity about how a business actually works — not just the line items on a P&L. We hire for the instinct to go deep on problems nobody asked you to solve. • Clear written and verbal communication. You'll regularly explain your analysis to people more senior than you, including the CFO and executive team. • High trust, low ego. This is a role where asking good questions matters as much as answering them. • Comfort with PE rigor. You'll be in a fast, commercial environment where expectations are high and feedback is direct. Bonus Points • Experience in payments, fintech, or SaaS. • SQL exposure or hands-on work with a data warehouse. • Familiarity with an FP&A platform (Abacum, Pigment, Anaplan, Mosaic, or similar). • Early, deliberate use of AI tools in your workflow — we operate with an 80/20 FP&A/AI orientation and expect it to grow. As well as being a part of something exciting everyday, you will also receive the following benefits: • Base salary range of $85,000–$115,000 depending on experience, plus an annual bonus target. • Remote-Enabled & Flexible Hybrid-Based Working Model in our New York City Office. • Flex PTO • Health, Dental and Vision Insurance • 13 Paid Holidays • Company volunteer days What we do! NMI enables our partners with choice, and challenges the one-size-fits-all approach to payments. You've probably used NMI in the last 24 hours without even realizing it. We’re the platform that powers success for innovative tech created by SMBs, entrepreneurs and fintech startups. We’re creative problem solvers who help visionaries smash through boundaries and think beyond what’s possible so they can think about what’s next. But we’re not just built for the tech savvy. We democratize the latest payments technology so that everyone can realize the benefits of easy payments across the full spectrum of commerce. We’re all about enabling more payments in more ways and more places. We believe that having a diverse group of employees strengthens both our work and our workplace. We’re focused on making NMI more diverse and welcoming with initiatives like having a dedicated Diversity, Equity & Inclusion action group, diversity goals for hiring, anonymized resume screening, affinity groups such as our Women's network and LGBTQ+ Network, open forums for discussions on diversity and social justice, and measuring inclusion and belonging as part of our regular employee engagement surveys. Equal Opportunity NMI is committed to providing equal employment opportunity for all persons regardless of race, color, religion, sex, age, marital status, national origin, sexual orientation or sexual identity, genetic information, citizen status (except those that do not have the legal right to be employed in the United States), disability, military service, service member, veteran status, or any other basis protected by applicable law. Please be aware that all offers of employment are made subject to receipt of satisfactory background and financial checks. Attention job applicants: Please note that in compliance with the data protection regulations within your jurisdiction, any personal information submitted with your job application may be collected and used by NMI for the purpose of recruitment and employment-related activities. By submitting your application, you acknowledge and provide explicit consent to the processing of your personal information as described in our privacy policy found on our website. For more information on how we process your information, please read our privacy policy here: [Upgrade to PRO to see link] Salary range, depending on experience:$85,000—$115,000 USD