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Mid LevelFull-time
Salary Range
$51,000 - $69,000 /year
This salary is estimated based on similar roles. The actual salary may vary.
About the Role
We are looking for a Credit Bureau Business Analyst to join our team at SoFi, a next-generation financial services company and national bank. This role focuses on credit data insights, bureau engagement, and risk controls, working cross-functionally to support product onboarding, dispute performance, and bureau governance.
Key Responsibilities
- →Serve as the primary execution partner and business liaison for credit reporting agencies, including Experian, TransUnion, and Equifax
- →Own bureau-facing execution for assigned products and initiatives, including issue resolution, rule interpretation, and data quality improvement
- →Analyze credit data trends, dispute drivers, and bureau feedback to identify risks and improvement opportunities
- →Independently lead and contribute to projects with department- and function-level impact, including new product onboarding and bureau initiatives
- →Use data to identify root causes, assess trade-offs, and make principle-based recommendations
- →Partner with Risk, Legal, Compliance, Disputes, Procurement, Product, and Data teams to drive aligned outcomes
- →Support the implementation and maintenance of risk management and compliance controls related to credit reporting
- →Provide regular reporting and insights on bureau performance, data quality metrics, and operational trends
- →Proactively communicate progress, risks, and escalations to management on an appropriate cadence
- →Operate as an individual contributor with no people management responsibilities, owning workstreams and outcomes independently
Requirements
- ✓Bachelor’s degree and 5+ years of related experience, or equivalent combination of education and experience
- ✓Direct experience working with credit reporting agencies (Experian, TransUnion, Equifax) and/or third-party credit data providers
- ✓Strong understanding of credit data flows, furnishing processes, and operational standards
- ✓Working knowledge of FCRA and related credit reporting regulations
- ✓Proven ability to independently manage complex, cross-functional work
- ✓Ability to operate effectively in evolving or fluid organizational environments
- ✓Strong analytical skills with the ability to use data to drive decisions
- ✓Excellent written and verbal communication skills, with the ability to influence without authority
