Treasury Operations Analyst - Builders Program at Tamara

Why Tamara? We’re proud to be Saudi’s first FinTech unicorn. Our mission is to help people own their dreams by building the most customer-centric financial super app in the world. & There is no playbook for that; our Tamarians are writing it. Our teams are made up of innovators, problem-solvers, and learners we thrive on curiosity and collaboration. If this sounds like you: curious, driven, and ready to build, we’d love to meet you Apply now and join the next generation of Builders! About the program At Tamara, we believe exceptional talent deserves an exceptional launchpad. Our Flagship Builders Program is designed for ambitious graduates ready to step into real responsibility from day one. This isn’t a rotational “observer” program, it’s a career accelerator built for those who want to build, own, and raise the bar early. Designed for recent graduates and early-career talent with up to two years of experience, the program places you directly into high-impact roles across Product, Engineering, Design, and beyond. You’ll contribute immediately and grow at an accelerated pace. From Product to Engineering, Design to Commercial, you’ll tackle meaningful challenges that shape how millions experience fintech across the region. You’ll be trusted with ownership, surrounded by high-caliber peers, and mentored by leaders who expect excellence. Our January and June cohorts are your opportunity to move fast, think big, and start building what’s next - not someday, but now Your role We're seeking a Treasury Operations Analyst to join our Treasury team. You will gain hands-on exposure across key treasury functions, supporting funding initiatives, balance sheet risk monitoring, and daily financial operations. Drawing on your analytical skills and interest in financial markets, you will contribute to capital raising activities, assist in monitoring liquidity and interest rate risks, and support the movement of funds across our global financial ecosystem. You are a driven, curious, and proactive team player who thrives in a fast-paced environment. With a solution-oriented mindset, you adapt quickly to changing conditions while maintaining focus and momentum. Through clear communication and collaboration with internal teams and external partners, you will help ensure efficient treasury operations while supporting the company’s financial objectives. Your responsibilities • Support the execution of Securitizations (ABS) and Warehouse facilities. • Work with investment banks and rating agencies to present our AI-driven credit models. • Analyze market trends to identify optimal windows for debt issuance. • Monitor interest rate risk and help develop hedging strategies. • Optimize daily liquidity across multiple currencies and jurisdictions. • Execute foreign exchange trades to mitigate currency volatility. • Model liquidity stress tests to ensure we can meet obligations under any market condition. • Analyze the "mismatch" between our long-term loans and short-term funding sources. Your expertise Experience • Bachelor’s degree in Accounting, Finance, Engineering, Project Management or a related field. • Minimum 0-2 years of experience in a finance operations, treasury, back or middle office banking role. Skills: • Proficiency in Microsoft Office, particularly Excel and PowerPoint. • Basic understanding of financial markets, capital raising, and treasury concepts. • Strong analytical and quantitative problem-solving abilities. • Ability to interpret financial data and identify trends. Attributes: • Detail-oriented with strong organizational skills. • Proactive and dependable, committed to delivering timely and accurate work. • Collaborative and adaptable, comfortable working in dynamic environments. • Curious and eager to learn, with a strong interest in treasury and financial markets.