Data Scientist at Viamericas

Viamericas is a #1 ranked and licensed money transmitter offering international money transfer, bill payment, check processing and a variety of other services at thousands of agent locations across the United States, and 287,885 locations in 95 countries.  At Viamericas, our ultimate objective is to help immigrants succeed and improve their lives by providing the highest quality financial services.  We are always seeking TOP TALENT – experienced individuals who embrace our core values of respect, innovation, integrity and impact. The person in this role will develop and deploy descriptive, predictive, and prescriptive analytical models that leverage advanced data analysis and Artificial Intelligence techniques to generate actionable insights that materially improve decision making, increase transactions, optimize pricing, mitigate risks (such as fraud), and enhance overall company profitability.   The Data Scientist must combine strong analytical and technical capabilities with a deep curiosity to understand the remittance business and its dynamics in detail, working closely with business teams to transform data into solutions that deliver measurable and sustainable value for Viamericas  Duties and responsibilities • Develop descriptive, predictive, and prescriptive analytical models to support key business decisions related to transactions, pricing optimization, fraud detection, customer behavior, and operational efficiency. • Proactively identify opportunities where data science and Artificial Intelligence can generate business value, proposing analytical initiatives that contribute to increasing transactions, improving profitability, and reducing operational risks. • Take ownership of analytical initiatives from problem definition to implementation, ensuring that analytical models are aligned with business priorities and produce actionable results. • Lead cross-functional collaboration with teams such as Sales, Marketing, Operations, Compliance, Product, and Technology, while clearly communicating analytical insights. • Translate business problems into analytical questions and propose data-driven solutions, demonstrating initiative and a strong problem-solving mindset. • Work closely with the Data Architecture team to ensure reliable, scalable, and well-structured data pipelines that support analytics and AI models. • Validate, monitor, and continuously improve analytical models to ensure accuracy, performance, and long-term reliability. • Communicate insights and recommendations clearly, presenting analytical findings along with practical solutions and business implications. • Promote a culture of data-driven decision-making across the organization by helping business teams understand and adopt analytical tools and model outputs. • Information Security Responsibilities • Read, acknowledge and comply with Viamericas’ Staff Information Security Policy. • Attend periodic Information Security training provided by Viamericas. • Report any event that might be an Information Security Incident: clicked on a malicious link, downloaded and opened a suspicious file, etc. • Protect from disclosure all sensitive information, credentials and access to servers to which you have access. Qualifications Technical Skills: • Bachelor’s Degree in Computer Science, IT, or similar field; a Master’s in Data Science is a plus. • Strong knowledge of statistics, predictive modeling, and machine learning techniques. • Experience with programming languages commonly used in data science (e.g., Python, R, SQL). • Experience working with large datasets and modern data platforms (data lakes, cloud environments such as AWS, etc.). • Familiarity with machine learning frameworks and libraries (e.g., Scikit-learn, TensorFlow, PyTorch, or similar). • Understanding of data preparation, feature engineering, and model evaluation techniques. Business & Analytical Skills: • Strong analytical thinking and problem-solving capabilities. • Ability to connect analytical work with real business impact. • Curiosity to deeply understand the remittance business, customer behavior, and transaction dynamics. • Ability to translate business problems into analytical questions and data-driven solutions. Interpersonal & Leadership Skills: • Strong communication skills (English and Spanish), capable of explaining complex analytical concepts to non-technical audiences. • Ability to collaborate with cross-functional teams, including Product, Sales, Operations, Marketing, and Compliance. • Curiosity, initiative, and continuous learning mindset Working Conditions • Hybrid in Medellín, with on-site attendance three days per week. • Company-provided hardware to support remote work. • Performance Bonus • Diverse and multicultural work environment. • An innovative environment with the structure and resources of a leading multinational. • Opportunities for professional growth aligned with your learning and development. • This position may require weekend and evening work as we collaborate with our partners internationally on audits and in support of corporate initiatives Come work for industry leaders! We are the fastest growing company in the industry, with best in class products.  We offer an environment of growth and learning that will help you to grow your potential and develop as a professional.