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SeniorFull-time
Salary Range
$107,738 - $145,763 /year
This salary is estimated based on similar roles. The actual salary may vary.
We move 5% of the world’s money. Using a debit or credit card to fund a transfer is one of the most popular payment methods used by our customers, and we use  acquirers to process ~£1bn in monthly card payment volume. 
A card payment first passes through our fraud and authentication engines, determining if it’s safe to process. This is managed by the Cards Pay-in Authentication team, the sister team to Orchestration. 
The Cards Pay-in Orchestration team decides which acquirer a payment should be routed to for maximum chance of being accepted. In this role you’ll be responsible for the product vision, strategy and roadmap for Orchestration. This requires: 
• Defining the multi-year vision for our orchestration infrastructure to move from static rules to dynamic, machine-learning routing - and working with your engineers and analysts to deliver this vision. 
• Ensuring our payments are fully optimised to be routed between our acquirers, adjusting for regional / issuer level differences. 
• Managing the acquirer portfolio to support the growth of card pay-ins via new markets, card schemes and product types e.g. e-commerce payments.  
• Keeping acquirer costs as low as possible for our customers, balancing performance with the cost of acquiring. 
In crafting the strategy and roadmap for Orchestration, you’ll balance the opportunities against the regulatory, compliance and engineering needs of the domain.
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About Wise
Wise is a global financial services company that has revolutionized the way individuals and businesses manage international money transfers. Founded in 2011 in the UK by Taavet Hinrikus and Conrad Lucas, the company initially emerged as TransferWise before rebranding to Wise in 2021 to better reflect its broader mission of providing transparent, affordable, and efficient financial solutions. Operating in the fintech industry, Wise has established itself as a leader in cross-border payments, offering a more cost-effective alternative to traditional banking services. Its platform is designed to simplify the complexities of international transactions, making it accessible to a wide range of users. Wise provides a suite of products and services that include low-cost international money transfers, multi-currency accounts, and borderless payment solutions for freelancers and businesses. Key features of its platform include transparent fee structures, real exchange rates, and instant transfers, which set it apart from competitors. The company targets individuals who frequently send money abroad, digital nomads, expatriates, and small to medium-sized enterprises that require seamless cross-border financial operations. By eliminating hidden fees and offering competitive exchange rates, Wise has become a trusted choice for users seeking reliability and affordability in international finance. Wise has achieved significant milestones since its inception, including rapid global expansion with a presence in over 50 countries and processing billions of dollars in transactions annually. The company has secured substantial funding, becoming a unicorn in the fintech space, and has been recognized for its innovative approach to financial inclusion. Its unique value proposition lies in its commitment to transparency and fairness, challenging the traditional banking model by providing users with greater control over their money and reducing the barriers associated with international payments.
