Software Engineer, Growth - Paid Ads & Acquisition at Chime

About the Role Chime’s Growth Engineering team is focused on building product experiences that directly move business metrics and help millions of people achieve financial progress. Within Growth, the Paid Ads & Acquisition Engineering team owns the systems that power user acquisition at scale - from marketing data pipelines to attribution and spend optimization. You’ll directly influence how Chime deploys and optimizes hundreds of millions in paid media spend. As a Growth Engineer on this team, you will work at the intersection of product, data, and marketing. You’ll build and maintain data-intensive systems that enable efficient paid acquisition, power experimentation, and unlock new growth channels such as partnerships and incentives. This role is well-suited for engineers who enjoy working with data pipelines, distributed systems, and ambiguous problem spaces where measurement and iteration are critical. The base salary offered for this role and level of experience will begin at $133,000 and up to $184,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to: • Build and scale backend services, data pipelines, and APIs that power Chime’s paid acquisition and marketing systems • Develop and maintain integrations with major ad platforms (Meta, Google, TikTok, Affiliate etc), including conversion APIs, reverse ETL pipelines, Airflow workflows, and data integrations that enable campaign execution and measurement • Partner closely with marketing, data science, analytics, and product teams to improve acquisition efficiency and performance • Design measurement systems for LTV/CAC, attribution, and incrementality • Support and evolve incentive and partnership platforms that drive new user acquisition channels • Rapidly prototype and iterate on experiments that improve conversion, CAC efficiency, and downstream user quality • Analyze system and campaign performance post-launch to inform optimizations and strategy • Improve reliability, scalability, and observability of data and backend systems • Contribute to a culture of technical excellence through code reviews, mentorship, and best practices To thrive in this role, you have: • 3+ years of experience building scalable software or data systems in production environments • Experience with backend development (Ruby on Rails, Golang, or similar) and/or data infrastructure • Familiarity with data pipelines, orchestration tools (e.g. Airflow), and modern data stacks • Experience designing APIs and working with databases, event streams, or data warehouses • Interest in or exposure to marketing systems such as attribution, paid ads platforms, or growth analytics • A strong product and metrics mindset, with a focus on experimentation and measurable impact • Comfort working across the stack and navigating ambiguity in fast-moving environments • Strong collaboration and communication skills with cross-functional partners Bonus: • Experience with reverse ETL tools such as Hightouch • Background in growth engineering, paid acquisition, or marketing tech (MarTech) systems • Experience with attribution modeling, incrementality testing, or spend optimization systems • Exposure to incentive platforms or partnership integrations #LI-Hybrid #LI-SB1 A little about us At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential. We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members. We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress. We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential. Because if we don't—who will? *Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. What we offer for our full-time, regular employees • 🏢 Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates. • 💻 In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute • 💰 Competitive salary based on experience • ✨ 401k match plus great medical, dental, vision, life, and disability benefits • 🏝 Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off • 🫂 1% of your time off to support local community organizations of your choice • 👟 Annual wellness stipend to use towards eligible wellness related expenses • 👶 Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents • 👪 Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more. • 🎉 In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too! • 💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals. Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: [Upgrade to PRO to see contact]. To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.