Senior Product Manager, Payments Platform at Instacart

We're transforming the grocery industry At Instacart, we invite the world to share love through food because we believe everyone should have access to the food they love and more time to enjoy it together. Where others see a simple need for grocery delivery, we see exciting complexity and endless opportunity to serve the varied needs of our community. We work to deliver an essential service that customers rely on to get their groceries and household goods, while also offering safe and flexible earnings opportunities to Instacart Personal Shoppers. Instacart has become a lifeline for millions of people, and we’re building the team to help push our shopping cart forward. If you’re ready to do the best work of your life, come join our table. Instacart is a Flex First team There’s no one-size fits all approach to how we do our best work. Our employees have the flexibility to choose where they do their best work—whether it’s from home, an office, or your favorite coffee shop—while staying connected and building community through regular in-person events. Learn more about our flexible approach to where we work. Overview Instacart’s Platform team powers the foundational capabilities behind our marketplace and Storefront Pro, including order management, pricing and discounting, loyalty, fraud, payments, and customer experience. The Payments Platform team builds reusable capabilities and integrations that make it easy to accept and manage a wide range of payment experiences everywhere our customers, shoppers, and retailers interact with Instacart—across both Instacart Marketplace and Storefront Pro. Our platform is responsible for how money moves through Intacart: from traditional payment methods like credit/debit cards and bank-based payments, to digital wallets and BNPL options, to health and government benefits, gift cards, stored value, and loyalty or rewards balances. We’re hiring a Senior Product Manager to lead a key segment of this broader platform—owning the strategy and end-to-end execution for how alternative and emerging tenders show up across Instacart’s surfaces and channels. If you thrive in a fast-paced, highly cross-functional environment and love building deeply technical platforms that solve complex payments challenges at scale, this role offers the opportunity to make paying on Instacart feel seamless, reliable, and intuitive for customers, shoppers, retailers, and partners. This role is remote across North America, with flexibility under our Flex First approach; periodic in-person collaboration may occur in key hubs such as San Francisco. About the Job • Own the end-to-end strategy and roadmap for a core segment of Instacart’s payments platform—focused on alternative and emerging tenders and stored value—driving measurable impact on reliability, conversion, cost, and user experience across Instacart Marketplace and Storefront Pro. • Translate ambiguous, complex payments problems into structured plans (e.g., supporting new digital wallets, BNPL, health and government benefits, gift cards, and loyalty balances) and drive execution from discovery and prioritization through launch, iteration, and scale. • Partner closely with Engineering to design and evolve core platform primitives, APIs, data models, and services that are scalable, observable, secure, and easy for surface teams and external partners to integrate. • Act as the domain owner for how your area of the payments platform shows up across web, app, and partner channels; collaborate with surface teams to deliver simple, consistent, and trustworthy payment experiences for customers, shoppers, and retailers. • Use data and customer insights—dashboards, experimentation, research, and partner feedback—to identify root causes of friction (e.g., payment failures or checkout drop-off), design creative platform solutions, and make high-quality decisions that balance speed, risk, and long-term scalability. • Establish strong cross-functional operating mechanisms with Product, Engineering, Design, Analytics, Operations, Finance, Legal/Compliance, Partnerships, Sales, Support, and Instacart Health, including clear metrics, dashboards, incident/postmortem processes, and partner review cadences. • Lead integrations and vendor relationships for your area, plan migrations and rollouts, and contribute to a robust risk, compliance, and reliability posture in partnership with Security, Finance, and Legal/Compliance. About You Minimum Qualifications • 4+ years of product management experience owning products end to end from discovery through launch and iteration. • Experience building or owning platform products or deeply technical systems, collaborating closely with Engineering on APIs, data models, integrations, and system behavior under real-world edge cases. • Proficiency using data and experimentation to drive decisions, including defining KPIs and partnering with Data/Analytics; experience with SQL or BI tools is required. • Demonstrated success driving cross-functional alignment with Engineering, Design, Analytics, Operations, Finance, Legal/Compliance, and external partners. • Excellent written and verbal communication skills with the ability to clearly articulate decisions, tradeoffs, and rationales to diverse stakeholders. • Bachelor’s degree in a relevant field (e.g., Computer Science, Engineering, Business, Economics) or equivalent practical experience. Preferred Qualifications • 2+ years of experience in payments, fintech, e-commerce, or financial/stored-value platforms working on flows such as payment methods, wallets, gift cards, stored value, BNPL, or benefit/loyalty programs. • Knowledge of compliance and security standards (e.g., PCI DSS, HIPAA, SOC 2) and regional regulations; experience partnering with Legal/Compliance on product design. • Experience building for multi-sided marketplaces or platform domains like payments, invoicing, order management, loyalty/discounting, or health benefits. • Prior success in a fast-paced, high-growth environment balancing platform investments with retailer and partner commitments. • MBA or advanced technical/business degree. #LI-Remote Instacart provides highly market-competitive compensation and benefits in each location where our employees work. This role is remote and the base pay range for a successful candidate is dependent on their permanent work location. Please review our Flex First remote work policy here. Offers may vary based on many factors, such as candidate experience and skills required for the role. Additionally, this role is eligible for a new hire equity grant as well as annual refresh grants. Please read more about our benefits offerings here. For US based candidates, the base pay ranges for a successful candidate are listed below. CA, NY, CT, NJ$189,000—$199,500 USDWA$181,000—$191,000 USDOR, DE, ME, MA, MD, NH, RI, VT, DC, PA, VA, CO, TX, IL, HI$1—$183,500 USDAll other states$158,000—$166,500 USD