AML Ops Analyst at Nubank

About Us Nu is one of the largest digital financial platforms in the world, with more than 127 million customers across Brazil, Mexico, and Colombia. Guided by our mission to fight complexity and empower people, we are redefining financial services in Latin America and this is still just the beginning of the purple future we're building. Listed on the New York Stock Exchange (NYSE: NU), we combine proprietary technology, data intelligence, and an efficient operating model to deliver financial products that are simple, accessible, and human. Our impact has been recognized by global rankings such as Time 100 Companies, Fast Company's Most Innovative Companies, and Forbes World's Best Bank. Visit our institutional page [Upgrade to PRO to see link] About the Role As part of Nu Mexico's AML Ops team, you'll be on the front line of protecting our financial ecosystem — detecting suspicious activity, stopping money laundering, and ensuring our operations stay fully compliant with Mexican regulations. This isn't just a compliance role: it's a direct contribution to building a fairer, more ethical financial system for millions of people. You'll work with our transaction monitoring system to investigate AML alerts, evaluate customer risk profiles, and report findings to the relevant authorities — including the UIF, CNBV, and SHCP. Your work directly shapes the integrity of Nu Mexico and contributes to the country's fight against financial crime. You'll bring precision, resilience, and a proactive mindset to a fast-moving regulatory environment. You understand that bureaucracy and process discipline are part of the job — and you know how to balance rigorous compliance with a commitment to the best possible customer experience. If you believe that financial institutions can and should be a force for good in society, this role is for you. You'll be responsible for • Investigate AML alerts, financial transactions, and account data generated by our transaction monitoring system — analyzing patterns, identifying suspicious situations, and delivering clear, documented recommendations (Report to UIF, Cancel, escalate, etc.). • Prepare and escalate complete investigation files to the AML Forum (Comité de Comunicación y Control), ensuring all cases are thoroughly supported and ready for decision-making. • Report money-laundering and terrorism financing activity to relevant authorities (SHCP, CNBV, UIF) with precision and timeliness, including submission of suspicious activity reports (SAR/ROI). • Conduct thorough customer risk assessments — evaluating risk profiles and applying enhanced due diligence (EDD) and customer due diligence (CDD) processes accordingly. • Drive quality reviews across the AML Ops team — evaluate process deficiencies, assess control measures, identify gaps, and recommend corrective actions to meet regulatory requirements. • Apply FIU typologies, support binding list discard operations, and provide guidance on sanctions screening and KYC processes. • Partner with legal, compliance, and risk management teams to minimize money-laundering exposure and strengthen Nu's overall financial crime prevention framework. • Contribute to the implementation of the regulatory framework supporting Nu Mexico's growth plan, staying current with AML/FT laws, industry standards, and emerging regulatory changes. We are looking for a person who has Required • Experience in AML compliance, financial crime investigation, or regulatory operations in a financial institution. • Solid analytical skills — able to turn complex transactional data into actionable, well-documented recommendations. • Proven experience with regulatory reporting, including suspicious activity reports (SAR/ROI) to Mexican financial authorities. • Ability to work autonomously, manage competing deadlines, and stay composed in a constantly evolving regulatory environment. • Clear and effective communication skills in Spanish and/or English, both written and verbal. • Strong integrity and discretion when handling sensitive customer and financial information. Nice to have • CNBV certification, or in-depth knowledge of Mexican AML regulations (SHCP, CNBV, UIF), including freezing, unfreezing, and fund transfer rules. • Experience monitoring transactional AML alerts across banking products (Credit Card, Savings, Remittances, Investments) and/or in compliance roles related to AML. • Familiarity with Banking & Sofipo regulations and KYC/sanctions screening processes related to AML. • Bachelor's degree in Law, Administration, Finance, Economic Sciences, or a related field. • Proficiency with Excel, Google Sheets, Looker, SQL, or Python for data analysis and reporting. Location for this opportunity Mexico City, Mexico. 100% On-Site · 5 days/week Our Benefits • Chance of earning equity at Nu • Extended maternity and paternity leaves • Health and life insurance • Dental and Vision Insurance • NuCare - Our mental health and wellness assistance program • Nucleo - Our learning platform of courses • NuLanguage - Our language learning program • Holiday Bonus ("Aguinaldo") of 30 days of pay per year • 17 days of paid vacation with 25% vacation bonus • Gym partnership • Food card • Work-from-home Allowance • Parental Consultancy • Relocation Assistance Package, if applicable Work Model for this Role This role is based full-time at one of our offices in Mexico City as a regulatory requirement. If you're looking for a place to grow your career in a high-performance, mission-driven environment - surrounded by exceptional people and close to the decisions that shape the future of finance in Latin America - this is where that happens. 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