Senior Product Manager - Credit at pnlfin

About Finom Finom is a European tech startup headquartered in Amsterdam, and we’re on a journey towards revolutionizing the financial landscape for entrepreneurs worldwide. Our mission is to develop an all-in-one financial B2B solution that integrates banking functions, accounting, financial management, and invoicing into a seamless, mobile-first platform. We recently closed a €115 million Series C equity round (around $133 million), bringing our total funding to approximately $346 million. This significant investment follows a $105 million growth funding round from General Catalyst, a long-term backer since 2021 known for supporting companies like Airbnb, HubSpot, KAYAK, and Stripe. Finom's platform goes beyond traditional banking, offering invoicing and a growing suite of features, including AI-enabled accounting, aiming to simplify financial management for entrepreneurs. We're actively expanding our reach across key EU markets like Germany, France, the Netherlands, Italy, and Spain. At Finom, we’re not just redefining the entrepreneurial experience — we’re empowering our employees to make a real difference. Your work matters, and your impact extends far beyond product metrics. We nurture innovation and an inspiring work environment where bold ideas thrive, prioritizing thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and our business as a whole. Maintaining our start-up spirit, we prioritize thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and, of course, our business. What you'll do • Work alongside the Head of Product for Credit to drive Finom's credit proposition forward — your specific area of ownership will be shaped together based on where you can have the most impact • Think across the full credit lifecycle: customer acquisition and activation, product utilisation and retention, and the decisioning and funding systems underneath • Turn commercial opportunity into product strategy — you'll need to understand unit economics, funding mechanics, and what makes a credit product actually viable at scale • You’ll work closely with Engineering, Design, Data, Research, Risk, Legal, and Finance to build a shared roadmap. You will align these teams to drive innovation and deliver better results for our customers. • Drive customer-centric, commercially grounded product experiences that solves problems in innovative ways • Contribute to the evolution of our credit architecture: how products connect, how decisioning improves, how we scale funding without scaling complexity Must-haves Proven track record as a Product Manager in fintech, financial services, or a similarly regulated, commercially complex environment Strong commercial and business acumen — you understand P&Ls, unit economics, and can connect product decisions to business outcomes without needing someone to draw the line for you Experience managing products where compliance, risk, and operations aren't afterthoughts but core constraints you design around Ability to operate at both the strategic level (where should we invest?) and execution level (what are we shipping this sprint?) Clear, structured communication — you can align stakeholders across functions and make the complex feel simple Comfort with ambiguity — this role has room to shape, and that's a feature, not a bug Nice-to-haves Experience in lending, credit, or adjacent domains (payments, risk, underwriting) Technical fluency — you can read a data model, have a meaningful conversation with engineers about system design, and don't need everything abstracted for you Experience working in a scale-up environment where speed and quality have to coexist What You Will Get In Return Make a genuine impact on the product Join our upward trajectory, and grow with us. We provide the resources and opportunities for continuous personal and professional development, empowering you to make a genuine impact on our evolving product. Work in the EU Embark on this exciting journey with us and enjoy the flexibility of traveling and working remotely or in a hybrid model across Europe. Become a stock options holder Unlock your inner entrepreneur and align your aspirations with ours through our Stock Options Program. This exciting opportunity is available to every team member, from junior team members to our founders. Receive unwavering support and care Finom stands by you at every step, embodying our commitment to your well-being and success reflected in our modern, friendly, and eco-conscious corporate culture. We offer constant support and care to ensure your Finom experience is successful and fulfilling. Work & Swim program Immerse yourself in our exclusive Work & Swim Program. Spend one month in a comfortable corporate apartment in enchanting Cyprus. It's the ideal opportunity to strike the perfect work-life balance while enjoying breathtaking Mediterranean views. Equal Opportunity Statement  At Finom, we're an equal opportunity employer and value diversity at our company. We embrace diversity and invite applications from all walks of life. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, disability status, or other applicable legally protected characteristics.