Staff Software Engineer – Open Banking (Java, AWS, GenAI, 7-10 years' experience) at Visa

Tink, delivering Open Banking Solutions as a part of Visa, is building an open banking platform that enables banks, fintech and startups to develop data-driven financial services. Through one API, Tink allows customers to access aggregated financial data, initiate payments, enrich transactions and build personal finance management tools. Tink connects to more than 3,400 banks that reach over 250 million bank customers across Europe & US. Our solutions are ready-to-go products, each developed to solve specific problems and bring value to both businesses and their customers. As part of the initiative, we are building Visa’s Open Banking engineering team in Bangalore—designed from the ground up to be AI-first. Every engineer in this team will work in close collaboration with Generative AI agents as development companions, leveraging Visa’s extensive portfolio of AI models, tools, and experimentation platforms. This AI-augmented approach will supercharge every stage of the engineering lifecycle—from solution design and code generation to testing, deployment, monitoring, and continual service improvement—enabling us to deliver innovative, high-quality connectivity solutions at unprecedented speed and scale. Role Overview As a Staff Software Engineer in this team, you will: • Lead the design and implementation of new features and systems, ensuring it meets the highest standards of scalability, reliability, and performance • Build high-performance, scalable APIs integrating with both documented and undocumented banking interfaces. • Co-develop integrations / features side-by-side with GenAI agents to dramatically increase speed-to-market and code quality. • Operate in a true DevOps model—owning build, deploy, and maintain responsibilities in the cloud. • Continuously experiment with Visa’s rich portfolio of Generative AI models (transformers, LLMs, GANs, VAEs, multimodal models) and cutting-edge AI tools for production and innovation. • Deliver new features on a rapid cadence (every few days) with end-to-end accountability.What You Will Do • AI-Powered Development • Partner with GenAI agents for code generation, refactoring, and automated testing. • Experiment in Visa’s AI sandbox, where multiple GenAI models and frameworks are available for employee-driven innovation. • Apply Generative AI models to API integration challenges, anomaly detection, and intelligent automation. • Open Banking Integrations • Build components integrating with banks’ APIs to aggregate and enrich consumer financial data. • Handle high-load systems with stringent uptime requirements. • Work with Visa’s Tink technologies stack: Java, Node.js, JavaScript, AWS, Kubernetes, Docker, SQL, Datadog and much more. • Cloud-Native DevOps • Own end-to-end delivery: design, build, deploy, monitor, and maintain services in AWS/Kubernetes/Docker environments. • Implement CI/CD pipelines, infrastructure-as-code, and automated observability using Datadog and related tooling. • Participate in on-call rotations to ensure high availability and operational excellence. • Collaboration & Mentorship • Provide technical leadership and mentorship to a team of engineers, fostering a culture of innovation and excellence. • Contribute to AI-first engineering culture—sharing learnings from model experimentation and leveraging AI engineering assistants. • Your DNA would include following and creating software best practices and processes • You’ll lead meeting and discussions with cross-functional and non-technical teams • You have excellent communication and interpersonal skills and above all, you are a team player!This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.  ​