Finance Manager / Finance Lead at Wakam

🧰 Who We Are Wakam is a B2B2C insurance company that creates white-label insurance solutions via its Play&Plug® technology platform for more than 80 partners. We provide most of our insurance products through APIs and host white-label insurance solutions via our Play&Plug technology platform. With a footprint spanning 32 countries, Wakam is the European leader in digital and embedded insurance. Strongly committed to social responsibility, Wakam is a mission-driven company dedicated to enabling transparent and impactful insurance. 🚀 About the Team You will join the UK Finance team, a key function ensuring the accuracy, integrity, and reliability of Wakam UK’s financial reporting and controls environment. The team works closely with Group Finance, Underwriting, Claims, Operations, Treasury, brokers, auditors, and outsourced providers to support both day-to-day financial operations and strategic decision-making. 🎯 Your Mission As Finance Manager / Finance Lead, you will serve as a senior member of the UK Finance team, taking ownership of financial reporting quality, strengthening the controls environment, and acting as a finance business partner across the UK entity. You will play a central role in management and statutory reporting, reinsurance financial reporting, audit coordination, forecasting, and finance transformation, including ownership of the X-Layers system for Wakam UK. ✏️ Your Responsibilities Financial Reporting & Controls You will support the preparation and review of monthly management accounts and annual statutory financial statements, ensuring completeness, accuracy, and timeliness throughout the month-end close process. You will help maintain a robust financial controls environment across Wakam UK and ensure outputs meet the required standards of quality and reliability. Accounting Standards, Regulatory Compliance & Audit You will ensure compliance with UK GAAP / IFRS and relevant PRA/FCA regulatory reporting requirements, staying current with changes in standards and expectations. In partnership with the Financial Controller, you will help coordinate the UK external audit process and act as a key point of contact for auditors during both interim and year-end audits. Finance Operations Oversight You will support oversight and governance of the outsourced finance operations and accounting processing model, monitoring delivery against agreed SLAs and KPIs, escalating material issues, and driving resolution with the external provider. Reinsurance Financial Reporting You will own all reinsurance financial reporting for Wakam UK, including management accounts and statutory disclosures. You will review the monthly net technical result, analyse key movements, and provide clear financial commentary on P&L performance. You will also collaborate with brokers to prepare reinsurer margin calculations, submit treaty statements within deadlines, and coordinate with Treasury on reinsurer payment schedules and cash flow forecasting. Reinsurance Treaty Governance & Systems You will maintain a comprehensive inventory of reinsurance treaties and document reinsurance terms and conditions for finance processes. You will review and validate reinsurance slips, premium allocations, and cover notes issued by brokers and reinsurers. You will also act as X-Layers system owner for Wakam UK, managing inputs, processing, outputs, and working with Group IT on future enhancements. Business Partnering, Budgeting & Projects You will partner with senior stakeholders across Underwriting, Claims, and Operations to provide financial insight and challenge in support of commercial decisions. You will contribute to the annual budget and quarterly forecasting processes, as well as board and ExCo reporting, and participate in cross-functional projects to improve financial procedures, processes, and controls across the UK Finance function. 🧠 What You Bring You are a qualified accountant (ACA, ACCA, or CIMA) with post-qualification experience in insurance or financial services, and demonstrable expertise in insurance financial reporting for both management and statutory purposes. You bring strong technical accounting knowledge across IFRS and UK GAAP, and you are comfortable reviewing, challenging, and owning financial outputs. You also ideally bring experience in an outsourced finance operations model, strong exposure to reinsurance finance processes, and proven involvement in system implementation or improvement projects, including UAT and process documentation. Experience with X-Layers or a similar reinsurance system is a plus. You are confident managing relationships with auditors, outsource providers, and brokers, and are comfortable preparing and presenting financial information to committees and senior stakeholders. Knowledge of PRA/FCA requirements, as well as data visualisation or AI-in-Finance exposure, would be an advantage. ✨ Who You Are You bring positive energy, agility, and team spirit, combined with strong curiosity and commercial awareness. You are solutions-oriented, comfortable challenging the status quo, and effective in a lean environment where you may need to move between strategic thinking and hands-on delivery. You communicate complex financial topics clearly, build strong relationships across functions and with external partners, and operate with resilience, integrity, and sound judgement. ✨ 🤖 AI & Digital Mindset You are comfortable working in a modern finance environment where systems, automation, and data increasingly support control and decision-making. You are open to improving processes through better tooling, more reliable reporting, and smarter use of analytics. Experience with Power BI, Tableau, or AI-enabled finance workflows is a plus. 🌟 Why Join Wakam? Joining Wakam in this role means taking a visible position within the UK Finance set-up, with direct exposure to financial reporting, reinsurance, regulatory topics, forecasting, and finance transformation. You will work closely with senior stakeholders and contribute to building a scalable, well-controlled finance environment in a fast-growing, international insurer. 🏆 Hiring Process Our hiring process is designed to be selective, transparent, and respectful of your time: • HR interview with our Head of People • Technical interview with our Financial Controller and our FP&A Lead UK • Technical interview / coffee chat with our Group CFO • Face-to-face interview with our Financial Controller and our Head of People AI-Assisted Interview Process Policy | Notion More About Us Check out our website to learn about the 11 cultural markers that make Wakam truly special! If you're adventurous, impact-driven, and ready to shape the future of insurance, we'd love to meet you! 💫 What Makes Us Unique: • True remote work flexibility with our Wakam From Anywhere (WFA) program - yes, we even have a teammate working from a sailboat! ⛵ • Flat hierarchical system promoting direct impact and autonomy 🚀 • Monthly Free.day: dedicated time for personal growth and skills development 📚 • Lunch voucher with Swile card • A meaningful company: we became a Mission-driven company in March 2021 • Work alongside passionate experts: who will share their knowledge and help you develop and grow in your career. At Wakam, our "Free to Impact" culture is built on four essential pillars that shape everything we do : 🗣️ Communication & Knowledge Management • Foster transparent collaboration across our flat organizational structure • Share knowledge freely in our highly collaborative environment • Contribute to our collective intelligence through open dialogue 🔍 Curiosity • Embrace our monthly Free.day for learning and skills sponsorship • Think big and challenge conventional insurance norms • Stay eager to learn and explore new possibilities 🔄 Continuous Improvement • Take initiative to transform the insurance industry • Turn challenges into opportunities for innovation • Constantly evolve our ways of working 🎯 Outcome Oriented • Focus on impact rather than hierarchy • Drive results through clear objectives and autonomy • Transform bold ideas into concrete solutions At Wakam, we are committed to fostering an inclusive environment where diversity is celebrated. If you require any reasonable adjustments during the recruitment process, please feel free to reach out to your recruiter.