Sr. Marketing Financial Analyst at Chime

About the role As a Marketing Financial Analyst at Chime, you will play a critical role in ensuring that Marketing’s financial operations are accurate, scalable, and trusted. You will sit at the intersection of Marketing, Finance, and Accounting, partnering closely with budget owners and leadership to manage, forecast, and analyze marketing spend across a complex and fast-moving organization. This role goes beyond basic reporting. You will be responsible for developing and maintaining durable financial models, trackers, and reports that reduce manual work, eliminate ambiguity, and surface clear insight. Over time, your work should make Marketing’s financial processes more predictable, less reactive, and easier for partners to engage with—so conversations can focus on decisions and tradeoffs, not reconciling numbers. You will bring strong financial judgment, technical rigor, and a systems-oriented mindset to improve existing workflows and ensure that marketing financial data is accurate, auditable, and consistently understood. Just as importantly, you will build trusted, collaborative relationships with Marketing stakeholders, helping them navigate budgeting and forecasting with clarity and confidence. The base salary offered for this role and level of experience will begin at $116,000.00 and up to $$160,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to • Partner with Marketing teams to manage and reconcile monthly budgets, ensuring accurate tracking, allocation, and interpretation of spend. • Act as a trusted thought partner to budget owners, enforcing clarity in their inputs and helping teams land on sound forecasts. • Work directly with Finance and Accounting to ensure appropriate expense accruals and alignment between cash timing and expense recognition. • Apply sound accounting judgment and help educate partners on accrual vs. payment dynamics where needed. • Build and maintain forecasting models that incorporate historical trends, active initiatives, and known risks. • Develop scenario analyses that help Marketing leadership understand tradeoffs and implications of different spending paths. • Prepare and maintain financial reports and dashboards that clearly communicate budget performance, variance drivers, and emerging risks. • Move beyond reporting to provide insight—highlighting what matters, where attention is needed, and why. • Improve and harden existing financial trackers and workflows, reducing reliance on tribal knowledge and up-leveling transparency into the flow of raw data → key output figure. • Design systems and templates that are structured, auditable, and resilient as the organization scales. • Ensure accurate reconciliation of marketing spend across multiple systems and data sources. • Proactively identify and flag structural risks in processes, assumptions, or data flows before they become larger issues. • Build strong, trusted relationships across Marketing, Finance, and Accounting. • Help make monthly financial conversations clear, constructive, and productive—so partners leave with confidence, not confusion. To thrive in this role, you have • 4–7 years of experience in financial analysis, budgeting, or a related field, ideally supporting Marketing, Growth, or other functions that have large budgets subject to big amounts of ongoing change. • Demonstrated experience operating as a senior individual contributor with meaningful ownership and judgment. • Bachelor’s degree in Finance, Accounting, Economics, or a related field. Sufficient amount of professional experience in this area is enough to override not having one of these degrees. • Advanced proficiency in Excel and/or Google Sheets, including complex formulas, structured models, and error-resistant design. • Strong understanding of forecasting, variance analysis, and financial modeling best practices. • Experience with ERP or financial planning systems (e.g., NetSuite, Adaptive) is a plus. • Solid grasp of accrual accounting and the distinction between expense recognition and cash payment. • Comfort partnering directly with Accounting on judgment calls and reconciliations. • A demonstrated ability to take clunky, manual processes and make them cleaner, more efficient, and more reliable over time. • An instinct for building tools and workflows that others can easily understand and trust. • Strong analytical thinking paired with practical judgment—you know when precision matters most and how to communicate uncertainty clearly. • Ability to identify patterns, risks, and root causes, not just surface-level variances. • Clear, confident communicator who can explain financial concepts to non-financial audiences. • Able to build warm, respectful relationships while still holding a high bar for rigor and accountability. #LI-Hybrid #LI-BE1 A little about us At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential. We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members. We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress. We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential. Because if we don't—who will? *Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. What we offer for our full-time, regular employees • 🏢 Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.** • 💻 In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute** • 💰 Competitive salary based on experience** • ✨ 401k match** plus great medical, dental, vision, life, and disability benefits • 🏝 Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off** • 🫂 1% of your time off to support local community organizations of your choice • 👟 Annual wellness stipend to use towards eligible wellness related expenses • 👶 Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents • 👪 Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more. • 🎉 In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!** • 💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress** **Perks also available to Chime Interns. We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals. Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: [Upgrade to PRO to see contact]. To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.