Sr. Manager, Credit Risk Analytics at prosper

About the Role

We are looking for a Senior Manager of Credit Risk Analytics to join Prosper's team. This role is responsible for underwriting credit strategies and overseeing credit quality and performance of Personal Loan portfolios. The position involves managing the full credit lifecycle while ensuring regulatory compliance and identifying opportunities for improved efficiency and risk reduction.

Key Responsibilities

• →Develop credit strategies using data, ML/AI models, and advanced analytics tools
• →Present strategy enhancement recommendations to Risk Management and broader community
• →Ensure credit losses remain within company's defined risk appetite
• →Design and evaluate A/B tests with understanding of risk-return trade-offs
• →Identify and evaluate new vendors and data sources
• →Partner with Product, Marketing, and Engineering teams to implement and monitor strategies
• →Conduct ad-hoc analysis related to risk management and portfolio performance
• →Analyze portfolio performance at granular segment level and identify emerging trends
• →Work with legal and compliance team to ensure regulatory compliance
• →Manage credit loss forecasting and stress testing exercises