Thought Machine

About Thought Machine

Thought Machine is a technology company specializing in the development of core banking platforms designed to modernize financial services. Headquartered in London, the company was founded in 2015 with the vision to revolutionize banking through innovative technology solutions. Operating at the intersection of fintech and traditional banking, Thought Machine has established itself as a leader in providing cloud-native banking infrastructure that enables financial institutions to adapt quickly to changing market demands. Their approach leverages cutting-edge engineering to address long-standing inefficiencies in legacy banking systems. The company’s flagship product, Vault, is a programmable core banking platform that allows banks and financial institutions to create and launch new products rapidly. Key features include real-time transaction processing, flexible product configuration, and a robust API ecosystem that facilitates seamless integration with third-party services. Vault is particularly suited for neobanks, challenger banks, and incumbent financial institutions seeking to enhance their digital offerings. The platform’s modular design and scalability make it ideal for organizations of all sizes, from startups to established banks, looking to innovate without the constraints of traditional core systems. Thought Machine’s solutions are tailored to meet the needs of a diverse clientele, including retail banks, corporate banks, and fintech partners, who require agile and future-proof banking technology.