Iwoca.co.uk

About Iwoca.co.uk

Iwoca, operating under the domain iwocacouk.com, is a leading financial technology company specializing in providing alternative business funding solutions. Headquartered in the UK, the company was founded in 2015 with the mission to democratize access to finance for small and medium-sized enterprises (SMEs). By leveraging technology and data-driven insights, Iwoca has established itself as a pioneer in the online lending space, offering a streamlined and transparent approach to business finance that contrasts with traditional banking models. The company’s name, derived from "I work for cash," reflects its focus on the cash flow needs of businesses that often struggle to secure funding through conventional channels. Iwoca’s core offerings include business loans, invoice financing, and other flexible funding solutions designed to meet the dynamic needs of SMEs. The platform is distinguished by its rapid approval process, often providing funds within 24 hours, and its repayment terms that align with business cash flow cycles. Key features include an intuitive online application, automated underwriting, and personalized customer support. The company primarily targets small business owners, freelancers, and startups across various sectors, including retail, hospitality, and professional services, who require quick access to capital for growth, operational needs, or unexpected expenses. Notably, Iwoca has processed billions in loans, serving thousands of businesses and earning recognition for its innovation in fintech. The company’s commitment to transparency and customer-centric solutions has solidified its position as a trusted partner in the SME funding landscape.